Approval Process


At Funderial, we operate as both a direct funding provider and a comprehensive business funding marketplace, offering a wide range of products tailored to help your business thrive. Our funding solutions start at $5,000 and extend all the way to $20,000,000 for qualified business owners—whether you need working capital to cover short-term expenses or a larger loan to scale your operations.

By completing our quick and easy application form, you’ll be matched with suitable funding options from our direct lending programs and trusted marketplace partners. You can typically receive a decision within 1–3 business days, and once approved, you’ll have the opportunity to review the funding contract, assess the rates and fees, and provide any necessary documentation. In many cases, you can access your funds as early as the next business day.

We understand that every business has unique needs. Our goal is to provide a seamless, transparent process that helps you secure the capital required for growth, cash-flow management, and new opportunities.


To qualify for our funding programs, you should:

  • Have been in business for at least 90 days
  • Be a U.S. citizen or permanent resident
  • Earn at least $7,500 in monthly revenue
  • Provide a valid telephone number
  • Have an active email address

We look forward to supporting your business’s success. If you have any questions or need assistance, feel free to reach out at any time.